S4 Financial
Where Wealth Meets Wisdom
S4 Financial is a boutique wealth management firm based in the picturesque village of Hartley Wintney. Founded in 2004, S4 Financial has earned a reputation for delivering clear, personalised financial planning.
Their team of independent advisers help clients build, protect, and make the most of their wealth.
What They Do
S4 Financial specialises in cashflow modelling, a powerful tool that helps you see how today’s decisions impact tomorrow’s finances. Their services include:
- Wealth Building – Strategic investment planning for long-term growth.
- Family Protection – Safeguarding your loved ones against financial uncertainty.
- Retirement Planning – Ensuring you can enjoy life after work without stress.
- Inheritance & Legacy Planning – Passing on wealth efficiently and responsibly.
- Business Financial Planning – Helping business owners manage tax, succession, and retirement goals.
If you have £250,000 or more in pensions or investable funds, S4 Financial can create a tailored plan to help you achieve your goals.
Why Choose S4 Financial?
- Independent advice – They are not tied to any provider, giving you access to the full market.
- Personalised Service – Every plan is designed around your unique circumstances.
- Trusted Team – Experienced professionals with decades of knowledge.
- Flexible Meetings – At home, in-office, or online via Zoom/Teams.
- Local Expertise – Serving the Hartley Wintney community and wider region with trusted, personal service.
The Team
The firm is led by Steven Vallery, Managing Director, and Tim McKechnie (Investment Director), alongside a dedicated team of specialists including Paraplanners, Chartered Financial Planners, and Administrators. Together, they bring a wealth of experience to ensure clients receive the best possible advice.
Ready To Plan Your Future?
If you’re looking for professional, friendly, and reliable financial advice, S4 Financial is a fantastic choice. They combine expertise with a personal touch, helping you make informed decisions about your future
Their mission is simple: to give clients confidence and clarity about their financial future. Whether you’re planning for retirement, protecting your family, or growing your wealth, S4 Financial offers expert guidance every step of the way.
Unit A, Causeway Farm, Cricket Green
Hartley Wintney RG27 8PS
01276 34932
S4 Financial Ltd is an Independent Financial Advisory firm, authorised and regulated by the Financial Conduct Authority and can be found on the FCA register (www.fca.gov.uk/register/) under reference 401372. Registered office address: Unit A, Causeway Farm, Cricket Green, Hartley Wintney, Hampshire RG27 8PS. Registered in England, Company No: 05089919. VAT Registration no. GB 844 5062 31.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate cashflow modelling, tax planning, will writing, or trusts.